Categories

Categories are where you assign your money. Think of them as digital envelopes.

Create a category

1. Go to the Budget page
2. Click Add Category at the bottom of a group
3. Enter a name
4. Optionally set a monthly target

Category groups

Categories are organized into groups:

• Bills & Fixed Expenses: Rent, utilities, subscriptions
• Everyday Expenses: Groceries, transportation, personal care
• Quality of Life: Entertainment, dining out, hobbies
• Goals: Emergency fund, vacation, major purchases

Set targets

Targets help you plan your spending:

• Monthly target: Budget the same amount each month
• By date target: Save toward a goal by a specific date
• Weekly target: Budget a set amount each week

Move money between categories

1. Click on the category you want to take from
2. Click Move Money
3. Select the destination category
4. Enter the amount

Tips

• Start simple. Fewer categories is better. Add more as needed.
• Be realistic. Budget based on actual spending, not wishes.
• Review regularly. Adjust as your life changes.